Check out the 2026 Benefits Information page to better understand your benefits and rights as a consumer.
Predictable copays
$35 for primary care and mental health
office visits
$75 for specialists and urgent care office visits
Comprehensive coverage
After you meet your annual deductible, the plan covers up to 75% of eligible in-network costs.
Low costs
The Premier PPO Plan gives you the
lowest cost per pay period of all our
national plans: just $38.30 for associate-
only coverage.
When it’s time, enroll online.
You get 100% coverage for eligible preventive care when you see providers in your network. Preventive care includes things like annual checkups, vaccinations, mammograms, and other tests to help keep you well.
Visit IncludedHealth.com/Walmart to find an in-network provider. Or go to DoctorOnDemand.com/Walmart to connect with a virtual primary care provider for your preventive health care.
You pay for provider visits with predictable copays starting at $35.
Virtual primary care, urgent care and mental health visits with Doctor On Demand by Included Health are at no cost to you.
You pay the full cost for any additional care you receive until you meet your deductible. After that, the plan pays up to 75% of eligible in-network costs and 50% of eligible out-of-network costs for most services.
Walmart’s Centers of Excellence (COE) program, available under most medical plans, gives you access to specialists at some of the best facilities in the country. The program supports heart and spine surgeries, knee and hip replacements, organ and tissue transplants, weight loss surgery, fertility care, certain rare conditions, and a medical records review for most cancer diagnoses. For many covered services, evaluation or treatment may be provided at no cost to you. Travel and lodging may also be covered for you and an adult caregiver, when applicable.
This plan requires you to use a Walmart, Sam’s Club Pharmacy, or another Plan approved pharmacy to fill your prescription . Medications can be filled outside Walmart or Sam's Club Pharmacy for acute fills and in some areas where Walmart or Sam's Pharmacies are not available. These pharmacies offer the following covered tiers: Zero Dollar tier, the generic tier for up to $4, brand tier for up to $50, and specialty drugs for up to $250.
You can also get prescription drugs by mail through Optum Home Delivery Pharmacy. Your cost for a 90-day supply of generic drugs at a Walmart, Sam’s Club, other approved pharmacy, or through home delivery is three times the cost of a 30-day supply at the pharmacy. Brand drugs and specialty drugs are limited to a 30-day supply.
Specialty medications are only available through Walmart Specialty Pharmacy.
Virtual care visits can help you prioritize your mental health or manage conditions like diabetes, high blood pressure, or asthma.
You can conveniently connect with a provider through Doctor On Demand by Included Health—anytime, anywhere. In addition to primary and urgent care, you can access virtual tools for digestive health and physical therapy.
Choosing a quality provider is one of the most important decisions you can make for your well-being. We’ve made it easier for you to find a quality network provider using transparent ratings based on provider history of proper care procedures and better patient health outcomes. Our provider directory helps you find quality providers who have accurately diagnosed health conditions, recommended the right treatments, and helped their patients get better.
Learn more at One.Walmart.com/QualityProviders, or find them at IncludedHealth.com/Walmart
Your annual deductible is $2,750 for yourself, or $5,500 for yourself and your covered dependents. Other than your copays for office visits, this is the amount you’ll have to spend each year before the plan starts paying up to 75% of eligible costs. If you cover dependents, all covered participants' expenses combine to help meet the family deductible.
There’s a $300 copay for emergency department services, in addition to your deductible. If you’ve already met the deductible, you’ll pay just a $300 copay in most cases. If you are transported to the emergency department by ground ambulance, there is a separate $300 copay in most cases, in addition to your deductible.
See your cost per biweekly pay period for all your medical plan options.
See your cost per biweekly pay period for all benefits plans, including costs for tobacco users.
Find help when you need it
If you need to find a provider, get a second opinion, or figure out a medical bill for most medical plans, your Healthcare Advisor can help.
Quit tobacco or vaping
Personalized support to quit any kind of nicotine, including tobacco or vaping.
Learn more
Life events and benefits changes
How to update your dependents and change your benefits after an election change event, like getting married or having a child.
Check out the 2026 Benefits Information page to better understand your benefits and rights as a consumer.
Need help?
Chat with a People Services Representative at One.Walmart.com/BenefitsChat or by calling 1-800-421-1362.
Benefits Chat is only available Monday – Friday
This page provides information about certain Walmart benefits. This information does not automatically entitle you to the benefits described and nothing on this page creates an express or implied contract of employment or other contractual commitment. Every effort has been made to ensure the accuracy of this information. However, if there are discrepancies between the information provided on this page and the official plan or program documents, the official plan or program document will control.
For information about most health and welfare benefits, eligibility, the 401(k) Plan and the Associate Stock Purchase Plan, see the Associate Benefits Book. It will control over any conflicting information on this page. For information about other benefits, see One.Walmart.com/Me.
Walmart, and where applicable, the plan's fiduciary, retains the discretion to interpret the terms and language used on this page according to the provisions of the plan or program documents. Walmart also reserves the right to amend or terminate any benefit plan or policy in its sole discretion at any time for any reason.