Help with medical costs.
Walmart dollars
Each year you get $250
in Walmart dollars for yourself,
or $500 for you and your dependents.
Automatic payment
The plan uses Walmart dollars
automatically to pay for your eligible
medical expenses until your Walmart dollars are gone.
Annual rollover
If you have unused Walmart dollars at the end of the year, they’ll roll over up to the amount of your deductible as long as you’re still enrolled in the Contribution Plan next year.
You have access to Walmart dollars to help pay for eligible medical expenses: $250 for yourself only or $500 for yourself and your covered dependents. These Walmart dollars are used automatically when you get care and are applied to your deductible. Once you meet your deductible, the plan starts paying up to 75% of eligible costs for most services. And when your provider files your medical claim for you, the amount you’re responsible for will be paid using your available Walmart dollars. You don’t need to do anything special to use this money.
If you have any Walmart dollars left over at the end of the year, they’ll roll over to the next year as long as you’re still enrolled in the Contribution Plan, up to the amount of your plan deductible. But if you switch to another plan or leave the company, you can’t take your Walmart dollars with you.
You get 100% coverage for eligible preventive care when you see providers in your network. Preventive care includes things like annual checkups, vaccinations, mammograms, and other tests to help keep you well.
You can find an in-network provider at IncludedHealth.com/Walmart. Or connect with a virtual primary care provider for your preventive health care needs at DoctorOnDemand.com/WalmartCare
You pay the full cost for any other care you receive until you meet your deductible. After that the plan pays up to 75% of eligible in-network costs and 50% of eligible out-of-network costs for most services.
For many serious, complex conditions, Walmart’s Centers of Excellence program gives you access to specialists at some of the best facilities in the country. The program covers heart and spine surgeries, knee and hip replacements, medical records review for most cancer diagnoses, transplants, weight loss surgery, and fertility care. Treatment for many conditions comes at no cost to you with the Contribution Plan. This includes travel and lodging for you and a caregiver, if applicable. Learn more at One.Walmart.com/COE.
You must use a Walmart or Sam’s Club Pharmacy to fill your prescriptions. These pharmacies offer all generic prescriptions for just $4.
You can also skip the pharmacy and get prescriptions by mail through Walmart Home Delivery Pharmacy. Your cost for a 90-day supply through home delivery is three times the cost of a 30-day supply at the pharmacy. Also, specialty medications are available only through Walmart Specialty Pharmacy.
Getting to a healthier you is easier with your virtual health benefits. You have access to a primary care provider you can see online through Doctor On Demand by Included Health, and they can handle your family’s everyday health needs. They’re also there for you to manage chronic conditions such as diabetes, high blood pressure, and asthma. Plus, your virtual primary care provider can connect you with mental health professionals and more. You can even get many prescriptions with just a video visit. You can also use other app-based programs for physical therapy and digestive health support. Most of these online services are available at no cost to you with the Contribution Plan.
Learn more at One.Walmart.com/VirtualCare.
Finding a quality provider is one of the most important decisions you can make for your well-being. Choosing a quality doctor is important. That’s why we’re making it easier for you to find a quality network provider. We’ve updated our 2025 provider directory nationwide and made it easier to find quality network providers using transparent ratings based on provider history of proper care procedures and better patient health outcomes. You’ll find providers who have met quality standards based on their ability to accurately diagnose health conditions, recommend the right treatments, and help their patients get better Learn more at One.Walmart.com/QualityProviders, or find them at IncludedHealth.com/Walmart.
Your annual deductible is $1,750 for yourself, or $3,500 for yourself and your covered dependents. This is the amount you’ll have to spend each year before the plan starts paying up to 75% of eligible costs. If you cover dependents, all covered participants' expenses combine to help meet the family deductible.
There’s a $300 copay for emergency services, in addition to your deductible. If you’ve already met the deductible, you’ll just pay the $300 copay in most cases. If you are transported to the emergency department by ground ambulance, there is an additional $300 copay in most cases, in addition to your deductible.
To see your cost per pay period for all your medical plan options, see the Compare Plans page.
- During your initial enrollment period. This is when you first become eligible for benefits and depends on your job classification. See your personalized eligibility information at One.Walmart.com/BenefitsGuide.
- During Annual Enrollment, when all eligible associates can sign up or make changes at One.Walmart.com/Enroll.
- When you have an election change event, like a marriage or divorce, a birth or adoption, or a change in your employment that affects benefits eligibility. Keep in mind you can only make changes that are directly related to the event. You’ll find details in the Associate Benefits Book.
- If you’re enrolled in a Medicare prescription drug plan, you’re not eligible to enroll in any Walmart-sponsored medical plan.
When it’s time, enroll online.
More resources
Need help?
Chat with a People Services Representative at What's new for 2025?
Finding the right provider is important to your health and well-being. We’re expanding our quality initiative to all locations to make it easier for you to find providers who have accurately diagnosed health conditions, recommended the right treatments, and helped their patients get better. That’s why we’re making it easier for you to find a quality network provider using transparent ratings based on provider history of proper care procedures and better patient health outcomes.
We’ve also simplified our plans so associates in all locations will be able to see any network provider in the Premier, Contributions, and Saver Plan and get the same level of coverage. If you choose to see an out-of-network provider, you’ll have 50% of eligible out-of-network costs for most services, after deductible. If you choose to see an out-of-network provider, you’ll have coverage but your plan benefit will be lower – typically 50% after have 50% coverage after deductible.
See the 2025 Associate Benefits Book for more information about your benefits and eligibility. It will control over any conflicting information on this page.
