Contribution Plan
Get a special account with money provided by Walmart to help pay for care until you reach your deductible.

How the plan works

Preventive care

You’ll get 100% coverage for preventive care when you use doctors in your network. Preventive care means things like annual checkups, vaccinations, mammograms and other screenings.

Other care

You’ll pay the full cost for any other care you receive until you meet your deductible. After that, the plan pays 75% of all in-network costs and 50% of all out-of-network costs. However, the Centers of Excellence program provides 100% coverage for serious medical procedures like spine surgery and heart surgery.

Walmart dollars

Get a special account with money provided by Walmart to help pay for medical expenses during the year.

Easy, affordable prescriptions

All generic prescriptions are just $4.

Annual deductible

Your annual deductible will be $1,750 for yourself and $3,500 for yourself and your dependents.

Emergency room copay

In addition to your annual deductible, you will also have a $300 emergency room copay that will apply to out-of-pocket maximum. Once you’ve met your annual deductible, you will only pay the $300 copay until your out-of-pocket is met.

Total out-of-pocket costs

The maximum amount you can spend out of pocket will be $6,850 for yourself or $13,700 for yourself and your dependents. Once you reach this maximum amount, all your visits and costs will be covered at 100%.

Do you work in central Florida, Dallas/Fort Worth, Texas, or northwest Arkansas?
In these areas you’ll find network doctors with the Provider Guide website instead of Grand Rounds. Care received by an out-of-network provider is not covered except in an emergency, so expect to pay more.

How Walmart dollars work

Get dollars
You’ll have a separate account created just for you and Walmart will set aside $250 dollars for you (and $500 for you and your dependents) to use towards any medical costs you have during the year.
Use dollars
Your dollars will automatically be used to pay doctor visits and other expenses. Once the dollars are all used up, you’ll have to pay the full cost of your medical expenses until you meet your deductible.
Rollover dollars
Any dollars left unused will roll over to the next year as long as you are still enrolled in the Contribution Plan.

Other benefits

$4 doctor visits
Ever wish you could see a doctor without leaving your house? With Doctor On Demand™, you can video chat with a doctor 24/7 for just a $4 copay. Simply download the app or go online to speak with a board-certified physician, licensed psychologist or psychiatrist today.
World-class care centers
For serious conditions, the Centers of Excellence program offers you and your family world-class care, often at zero cost. (limited to certain conditions)
Find the right doctor
Don’t spend all day searching the web for the right in-network doctor when Grand Rounds will do it for you. Get expert second opinions and much more at no cost. To find the best in-network doctors and specialists, just visit

Important Information

The Contribution Plan will cost:

  • $82.40 per paycheck for associates
  • $278.90 per paycheck for associates plus their spouse/partner
  • $116.20 for associates plus their children
  • $298.60 for associates plus their family

The Contribution Plan will cost more if you and/or your spouse/partner use tobacco products and choose not to enroll in and complete a Quit Tobacco program. The plan will also cost more for using doctors outside the network.

To check out all the rates for the Contribution Plan, including tobacco user rates, and all costs of all our plans, please see our rate sheet.

If you are enrolled in Medicare Part D, you are not eligible to enroll in any Walmart-sponsored medical plan.

2019 HRA High Plan

The 2019 HRA High Plan will be renamed the Contribution Plan for 2020. In addition the name, there’s one key change:

  • In 2019, enrolled associates were credited $500 Walmart dollars at the beginning of the year if you cover yourself only, or $1,000 if you cover dependents. In 2020 those amounts will change.

Other than this change and your cost per paycheck, all the other information on this page applies to your current coverage.

For complete details about the 2019 plan, see the 2018 Associate Benefits Book with 2019 Summary of Material Modifications.