COBRA lets you continue medical, dental, vision, and mental health coverage for yourself and your dependents after you lose eligibility for a Walmart medical plan, usually as the result of leaving the company or working reduced hours.

The process starts when the company notifies the COBRA administrator, WageWorks (a HealthEquity company), typically within 30 days after you lose coverage. Within 14 days after they’re notified, WageWorks will send a COBRA election notice to you and any eligible dependents at your last known address. You then have 60 days to enroll from the date you lost coverage or the date of the notice, whichever is later.

Your dependents can also become eligible for COBRA coverage due to your divorce, legal separation, the end of a partnership, or a child's loss of dependent status. To enroll for COBRA coverage,  you and your dependent must call People Services at 1-800-421-1362 within 60 days after the qualifying event.

Coverage for medical, dental, and vision lasts up to 18 months if you lose coverage, and up to 36 months if your dependents are affected by one of the events mentioned above. Your coverage may also be extended if a disability is involved.

Coverage with My Mental Health Resources, powered by Lyra, works differently. You and your eligible family members will still have access to this program for therapy, coaching, and digital tools for a healthier mind. There’s no need to enroll, and no cost to you.

If you’re wondering, “COBRA” stands for Consolidated Omnibus Budget Reconciliation Act of 1985, the law that established this program.

WageWorks, our COBRA administrator, will work with you when you sign up for medical, dental, and vision. WageWorks will also be your point of contact for as long as you’re enrolled. Contact them at 800-570-1863, or visit mybenefits.wageworks.com.

Coverage for My Mental Health Resources is automatic.

Once you enroll, you or your dependents are responsible for paying 100% of the cost of coverage, plus a 2% administrative fee (50% administrative fee in cases of the 11-month disability extension). Coverage for My Mental Health Resources is at no cost.

Monthly payments are due on the first day of each month. WageWorks will typically send you an invoice, but you’re still responsible for making your monthly payment even if you don’t receive one. Here’s how you can make your payments:

• On mybenefits.wageworks.com,
• By phone at 800-570-1863
• By mail at:
  WageWorks
  P.O. Box 660212
  Dallas, Texas 75266-0212