Health Maintenance Organization (HMO) Plans

How it works

Get access to a local network of doctors you can trust, plus enjoy the convenience of simple copays so there are no surprises when your bill arrives.


People partner
There are almost 30 HMO plans, so the first thing to do is to contact your people partner to find out which plan works best for you. You can also ask your people partner about rates and benefits.
Availability tool
Use the 2020 Plan Availability Tool to see if an HMO plan is available where you work
Preventive care
You’ll get 100% coverage for preventive care when you use doctors in your network. Preventive care means things like annual checkups, vaccinations, mammograms and other screenings.
Simple copays
You’ll have simple copays so you can easily predict your costs. And with copays, there’s no need to meet your deductible first.

$14 to $35 for primary care
$14 to $75 for specialists
Local network
You only get access to doctors who are in your local HMO network. If you are treated by an out-of-network provider, the plan will not cover the costs.
Easy, affordable prescriptions
All generic prescriptions range from
$7 to $15

Walmart offers HMO plans at facilities in California, Colorado, Georgia, Hawaii, Maryland, Michigan, New York, Oregon, Pennsylvania, Virginia, Washington and the District of Columbia.

Important information

To check out all the rates for the Walmart HMO Plans, including out-of-pocket maximum costs, tobacco user rates, and all costs of all our plans, please see our rate sheet.

Walmart HMO Plans will cost more if you and/or your spouse/partner use tobacco products and choose not to enroll in and complete a Quit Tobacco program. The plan will also cost more for using doctors outside the network.

If you are enrolled in Medicare Part D, you are not eligible to enroll in any Walmart-sponsored medical plan.