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Financial protection when you’re critically ill
Choose your coverage
You can choose $5,000, $10,000, $15,000,
or $20,000 of coverage. The benefit is available as a
lump-sum payment when your condition
is diagnosed.
Cover your expenses
You can use the lump sum payment to help cover
everyday needs like bills, groceries, and
childcare, as well as medical expenses like
copays and deductibles.
Add family members
You can choose to cover just yourself,
or you can enroll other eligible family
members as well.
Learn more about critical illness insurance
- Critical illness insurance is available to all associates who are eligible for medical benefits. If you’re a part-time or temporary associate who isn’t eligible for medical coverage, you can get critical illness insurance after you’ve been employed for at least 52 weeks.
- You can choose to cover:
- Only you
- You and your spouse/partner1
- You and your children
- You and your entire family1
- You can choose $5,000, $10,000, $15,000, or $20,000 of coverage.
- No Proof of Good Health is required.
- The benefit is usually paid just once per new diagnosis, but in some cases you may be eligible for an additional payment if you have a recurrence of the same condition.
- For more information about eligibility, see the Associate Benefits Book.
For more details about this benefit, see the critical illness brochure and the Associate Benefits Book.
1Part-time hourly associates, temporary associates, and part-time OTR truck drivers may not enroll their spouse/partner in coverage.
You can enroll in coverage at One.Walmart.com/Enroll when you first become eligible for coverage, during Annual Enrollment, or after you have an election change event. Critical illness insurance is available through The Standard. To find more details and register your account, download their brochure.
To file or manage a claim, visit The Standard or call 1-800-514-9525.
- Critical illness insurance pays a full benefit if, while enrolled in the plan, you receive a new diagnosis of a serious condition like invasive cancer, heart attack, coronary bypass surgery, stroke, Alzheimer’s disease, advanced Parkinson’s disease, kidney failure, paralysis, benign brain tumor, coma, and more.
- Major organ transplants are also covered unless you’re enrolled in the Saver HSA Plan.
- For certain other illnesses, the plan pays 25% or 50% of the full benefit.
- There are also separate benefit amounts for things like ambulance rides, transportation, and lodging.
- You’ll find a complete list of covered conditions and benefit amounts in the Associate Benefits Book and the critical illness brochure.
Need help?
For claims help, call The Standard at 1-800-514-9525.
For coverage help, chat with a People Services Representative at One.Walmart.com/BenefitsChat or by calling 1-800-421-1362.
Benefits Chat is only available Monday – Friday
This page provides information about certain Walmart benefits. This information does not automatically entitle you to the benefits described and nothing on this page creates an express or implied contract of employment or other contractual commitment. Every effort has been made to ensure the accuracy of this information. However, if there are discrepancies between the information provided on this page and the official plan or program documents, the official plan or program document will control.
For information about most health and welfare benefits, eligibility, the 401(k) Plan and the Associate Stock Purchase Plan, see the Associate Benefits Book. It will control over any conflicting information on this page. For information about other benefits, see One.Walmart.com/Me.
Walmart, and where applicable, the plan's fiduciary, retains the discretion to interpret the terms and language used on this page according to the provisions of the plan or program documents. Walmart also reserves the right to amend or terminate any benefit plan or policy in its sole discretion at any time for any reason.
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