Critical illness insurance
Coverage that goes beyond your medical plan.
If you receive a new diagnosis of a critical illness, like cancer, stroke, Alzheimer’s, or Parkinson’s disease, you can get cash benefits up to $20,000 in addition to your medical plan benefits to help with the additional costs of care and treatment.

Get financial protection from critical illness.

Extra-money-cash

Financial help
 

You can get a lump-sum
payment of up to $20,000 when
your condition is diagnosed.

Tailored-benefits

More expenses
 

You can use it for medical

and non-medical expenses

like travel costs or childcare.

Family_coverage

Family coverage
 

You can cover just yourself

or enroll other eligible family

members as well.

Critical illness insurance pays a full benefit in case of new diagnoses of serious conditions like invasive cancer, heart attack, coronary bypass surgery, stroke, Alzheimer’s disease, advanced Parkinson’s disease, kidney failure, paralysis, benign brain tumor, coma, and others. Major organ transplants are also covered unless you’re enrolled in the Saver Plan.


For certain other illnesses, the plan pays 25% or 50% of the full benefit. There are also separate benefit amounts for things like ambulance rides, transportation, and lodging. You’ll find a complete list of covered conditions and benefit amounts in the critical illness brochure.

  • Coverage is available to all associates who are eligible for medical benefits or part-time or temporary associates who have been employed for at least 52 weeks.
  • You can choose to cover:
    • Only you
    • You and your spouse/partner (full-time and salaried only)
    • You and your children
    • You and your entire family (full-time and salaried only)
  • You can choose $5,000, $10,000, $15,000, or $20,000 of coverage.
  • No Proof of Good Health is required.
  • The benefit is usually paid just once, but in some cases may also pay out again if you have a recurrence of the same condition.
  • For more information about eligibility, see the “Eligibility, enrollment, and effective dates” section of the Associate Benefits Book.
  • For more details about the plan, see the critical illness brochure.
Explore the mobile app for Allstate Benefits’ Accident and Critical Illness protection here.
Contact Allstate
To file or manage a claim, visit Allstate Benefits or call 800-514-9525.

More options

Need help?

For claims help, call Allstate at 800-514-9525.
For benefits help, chat with a People Services Representative at One.Walmart.com/BenefitsChat or call 1-800-421-1362.
See the 2025 Associate Benefits Book for more information about your benefits and eligibility. It will control over any conflicting information on this page.
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