Accidental death and dismemberment (AD&D) insurance
Peace of mind for the most difficult times.
If you or your covered dependents suffer certain types of injury or even death in an accident, this coverage will pay a cash benefit to help support you or your family.

You’re protected

Know_your_benefits

Covered anywhere
 

If you’re in an accident
at work or anywhere
else, you’re covered.

Extra-money-cash

Cash benefit
 

You and your loved
ones will receive money
when it’s needed most. 

Choose_your_benefit

Choose your benefit
 

You pick your coverage,

from $25,000 to

$200,000 or more.

This plan gives you and your loved ones financial protection if you suffer certain types of injury or die in an accident. You’re covered whether it happens at work or not.


To make sure your benefit is paid according to your wishes, you must name one or more beneficiaries. They’ll receive the full amount of the benefit if you die​​​​​.​​ ​​​​I​​f you’re injured, you could be paid​​​ 25% or 50% of the benefit. Plus, there ​​​may be ​extra benefits ​​​to help pay for​ education​,​ ​​childcare, and rehabilitation costs.


You can enroll in coverage for just yourself or for you and your eligible dependents. No Proof of Good Health is required for any amount of coverage.

Hourly associates can choose coverage including: $25,000, $50,000, $75,000, $100,000, $150,000, and $200,000.


Salaried associates or full-time truck drivers can choose additional coverage: $300,000, $500,000, $750,000, and $1 million.


Part-time and temporary associates can cover eligible dependent children but not a spouse/partner. All other eligible associates can cover dependent children and a spouse/partner.


If you choose to cover eligible dependents, benefit amounts for your family members are based on the coverage amount you chose.


You’ll find complete details in the Associate Benefits Book.

  • AD&D insurance is available to all associates who are eligible for medical coverage, or part-time or temporary associates who have been employed for at least 52 weeks.
  • You can choose to cover:
    • Only you
    • You and your dependents (only full-time and salaried associates can cover a spouse/partner)
  • No Proof of Good Health is required.
  • Benefits are paid directly to you, or to your beneficiary if you die. If you don’t choose a beneficiary, payments will be made to your surviving family members.
  • For more information about eligibility, see the “Eligibility, enrollment, and effective dates” section of the Associate Benefits Book.
Contact Prudential
To file or manage a claim, visit Prudential or call 877-740-2116.

More resources


Need help?

For claims help, call Prudential at 877-740-2116.
For benefits help, chat with a People Services Representative at One.Walmart.com/BenefitsChat or call 1-800-421-1362.
See the 2025 Associate Benefits Book for more information about your benefits and eligibility. It will control over any conflicting information on this page.

Contacts

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