Two short-term disability plans are available for all full-time hourly eligible associates (except those associates who work in CA, HI, NJ, and RI):

• Short-term disability basic plan—all full-time hourly associates are provided Walmart’s short-term disability basic plan, at no cost to you. The short-term disability basic plan provides coverage if you’re unable to work for more than seven calendar days due to your own eligible medical condition, such as an illness, injury, or having a baby. If your short-term disability claim is approved, the plan provides a weekly benefit of 50% of your average weekly wage for up to 25 weeks after a waiting period of seven calendar days, with no maximum weekly benefit.
• Short-term disability enhanced plan—the enhanced plan allows full-time hourly associates the option to buy additional short-term disability coverage. The enhanced plan provides a weekly benefit of 60% of your average weekly wage with no maximum weekly benefit.
• Associates who work in New York are eligible for the short-term disability basic plan and New York short-term disability enhanced plan coverages. The New York short-term disability enhanced plan allows full-time hourly associates who work in New York the option to buy additional short-term disability coverage. The New York enhanced plan pays up to 60% of your average weekly wage. The maximum weekly benefit is $6,000.
• Associates who work in CA, HI, NJ and RI have legally mandated plan and are not eligible for Walmart’s short-term disability coverage.
  • Associates in CA should contact the state at edd.ca.gov or 800-480-3287.
  • Associates in RI should contact the state at dlt.ri.gov/tdi or 401-462-8420.
  • Associates in NJ and HI still contact Sedgwick, who will forward their information to Lincoln (administers state plans).

HOURLY
Nothing. Walmart provides the short-term disability basic plan at no cost to you.

• For the short-term disability enhanced benefit (and the New York short-term disability enhanced benefit), your cost is based on your age and income. To find your cost, go to One.Walmart.com/ShortTermDisability.
• For associates in Washington State and Washington D.C. your cost is also based on your age and income, however, the rates have been reduced due to Walmart supplementing your legally mandated plan.

SALARIED
Nothing. Walmart provides salaried short-term disability coverage at no cost to you.

DRIVERS
Nothing. Walmart provides truck driver short-term disability at no cost to you.

No. All eligible full-time hourly associates are automatically enrolled in the short-term disability basic plan as soon as they become eligible.

If you want to upgrade to short-term disability enhanced coverage, you have to enroll in the plan and pay the cost from each paycheck. Eligible full-time hourly associates can enroll when they initially become eligible, during annual enrollment or after a qualified status change event like getting married or having a baby. To sign up, go to One.Walmart.com/Enroll. If you enroll any time after your initial enrollment period, a 12-month waiting period will be required before coverage kicks in.

All hourly full-time associates are eligible for the short-term disability basic plan and are automatically enrolled after one year of employment. Enrollment for short-term disability enhanced coverage is available during Annual Enrollment, when you first become newly eligible for benefits, or when you have a qualified status change event like getting married or having a baby.

Yes. But if you enroll after your initial eligibility period, your short-term disability enhanced coverage will not begin until you complete a 12-month waiting period.

Sedgwick is the plan administrator for Walmart’s short-term disability plans, except for states with their own short-term disability plans (California, Hawaii, New Jersey, New York, and Rhode Island). Lincoln is the administrator for the plans in Hawaii, New Jersey, and New York. The plans for California and Rhode Island are administered by the states.

For associates in Washington State and Washington D.C., Walmart is supplementing your benefits from the state or city, so both Sedgwick and the state or city are administrating your benefits.

All salaried associates, management trainees, associates classified as California pharmacists, and professional non-exempt associates are provided Walmart’s salaried short-term disability coverage at no cost to you. The salaried short-term disability plan provides coverage if you are unable to work for more than seven calendar days due to an eligible medical condition, such as an illness, injury, or having a baby. If your short-term disability claim is approved, the salaried short-term disability plan replaces 100% of your base pay for up to six weeks, and 75% of your base pay for up to 19 additional weeks, after an initial waiting period of seven calendar days.

No. You are automatically enrolled in the salaried short-term disability plan if you are a salaried associate, management trainee, a professional non-exempt associate, or an associate classified as a California pharmacist.

Salaried and truck driver short-term disability coverage is administered by Sedgwick Claims Management Services, Inc. (Sedgwick).

All full-time truck drivers are provided Walmart’s truck driver short-term disability coverage, at no cost to you. The truck driver short-term disability plan provides coverage if you are unable to work for more than seven calendar days due to an eligible medical condition, such as an illness, injury, or having a baby. If your short-term disability claim is approved, the truck driver short-term disability plan replaces 75% of your average day’s pay for up to 25 weeks, after an initial waiting period of seven calendar days.

No. You are automatically enrolled in the truck driver short-term disability plan if you are a full-time truck driver.

Long-term disability (LTD) can pick up where your short-term disability coverage leaves off, replacing part of your income when you’re out due to an eligible illness or injury.

The standard LTD plan provides up to 50% of your average monthly wage, generally for up to the normal Social Security retirement age or until you’re no longer disabled. The maximum monthly benefit for the LTD plan is $15,000. Certain conditions apply, and other benefits or income may reduce your payment.

You can also choose the long-term disability enhanced plan, which boosts your coverage from 50% to 60%, up to a monthly maximum of $18,000. Truck driver associates have different options; see below for details.

Yes. If you want to have LTD coverage, you have to enroll in an LTD plan. The LTD and LTD enhanced plans are voluntary, which means you have to enroll and pay the cost from each paycheck to be covered. If you’re an eligible full-time hourly associate or management associate, you can enroll when you become newly eligible, during annual enrollment or if you have a qualified status change event like getting married or having a baby. To sign up, go to One.Walmart.com/Enroll. You can drop your coverage at any time during the year.

Truck drivers have separate truck driver LTD plans; see below for details. You can also enroll when you become newly eligible, during annual enrollment or if you have a qualified status change event by going to One.Walmart.com/Enroll.  You can drop your coverage at any time during the year. If you don’t enroll when you first become eligible, you’ll be required to complete an Evidence of Insurability form, and coverage won’t start until People Services receives approval from Lincoln.

The LTD plan is insured by Lincoln Financial Group.