Family building
Options for your growing family

Care and support for your growing family

High-quality fertility care

Get help with fertility treatments like
IUI and IVF when you’re enrolled in
most medical plans.

Surrogacy and adoption help

Grow your family through

surrogacy or adoption, with access

to benefits even when not enrolled

in a Walmart medical plan.

Support along the way

Find programs for support
during your journey to and into parenthood - from

counseling resources to parenting advice.

The path to parenthood can be complex and expensive. We want to help, so we offer benefits to help with the cost of fertility treatments, surrogacy, and adoption.

Fertility care

Participants enrolled in the Premier, Saver, Contribution, or Local plans have access to the fertility benefit, up to a lifetime maximum benefit amount of $20,000.

Surrogacy and adoption

Salaried management (as of date of hire) and full-time hourly associates (after 12 months of continuous employment) are eligible for financial assistance through the surrogacy and adoption reimbursement program.

Fertility care

  • This benefit is part of Walmart’s Centers of Excellence program, and is managed by Kindbody. Their team will help you navigate your fertility and family-building journey with a full suite of virtual support services.
  • As part of the Centers of Excellence program, travel and lodging expenses may be covered for you and a companion while undergoing fertility treatment at a Kindbody signature clinic.
  • There’s a $20,000 lifetime maximum benefit for fertility care.

Surrogacy and adoption

  • Eligible associates have access up to a combined $20,000 lifetime maximum in reimbursement toward adoption and surrogacy expenses.
  • If you have a child or adopt a child, you may also be able to withdraw up to $5,000 from your 401(k) account without paying the 10% early withdrawal penalty.
  • For details, including exactly which services are eligible for reimbursement, check out the official policy and FAQ document.

  • Begin by going to Kindbody to activate your benefit. You can also reach out to the dedicated Care Navigation team at Kindbody with any questions by calling 855-454-7663.
  • For details, review the Kindbody Member Guide by clicking here.
  • Click here to see a map of Kindbody locations nationwide.

More resources

Need help?

Chat with a People Services Representative at or by calling 800-421-1362.
See the 2024 Associate Benefits Book for more information about your benefits and eligibility. It will control over any conflicting information on this page.