Critical Illness
Coverage that goes beyond your medical plan.
This optional plan gives you a cash benefit to cover your out-of-pocket costs in case of certain critical illnesses.

Get a cash payout to help cover your costs.

Extra-money-cash

Financial help
 

You can get a lump-sum
payment of up to $20,000 when
you’re diagnosed.

Tailored-benefits

More expenses
 

Coverage includes medical
and non-medical expenses,
like travel costs or child care.

Family_coverage

Family coverage
 

You can cover just yourself
or enroll other family
members as well.

What’s covered?

Critical illness insurance pays a full benefit in case of serious conditions like invasive cancer, heart attack, coronary bypass surgery, stroke, Alzheimer’s disease, advanced Parkinson’s disease, kidney failure, paralysis, benign brain tumor, coma, and others. Major organ transplants are also covered unless you’re enrolled in the Saver Plan.
 

For certain other illnesses, the plan pays 25% or 50% of the full benefit. There are also separate benefit amounts for things like ambulance rides, transportation, and lodging. You’ll find a complete list of covered conditions in the critical illness brochure.

The fine print
  • Coverage is available to all associates who are eligible for benefits.
  • You can choose to cover:
    • Just yourself
    • You and your spouse/partner (full-time and salaried only)
    • You and your children
    • You and your entire family (full-time and salaried only)
  • You can choose $5,000, $10,000, $15,000 or $20,000 of coverage.
  • No Proof of Good Health is required.
  • The benefit is usually paid just once, but in some cases may also pay out again if you have a recurrence of the same condition.
  • For more details, see the critical illness brochure.
Contact Allstate
To file or manage a claim, visit Allstate Benefits or call 800-514-9525.

More options

Need help?

Call People Services at 800-421-1362.
For claims help, call Allstate at 800-514-9525.