Accidental death and dismemberment (AD&D) insurance
Peace of mind for the most difficult times.
If you or your covered dependents suffer certain types of injury or even death in an accident, this coverage will pay a cash benefit to help support you or your family.

You’re protected


Covered anywhere

If you’re in an accident
at work or anywhere
else, you’re covered.


Cash benefit

You and your loved
ones will receive money
when it’s needed most. 


Choose your benefit

You pick your coverage,

from $25,000 to

$200,000 or more.

How it works

This plan gives you and your loved ones financial protection if you suffer certain types of injury or die in an accident. You’re covered whether it happens at work or not.


To make sure your benefit is paid according to your wishes, you must name one or more beneficiaries. They’ll receive the full amount of the benefit if you die​​​​​.​​ ​​​​I​​f you’re injured, you could be paid​​​ 25% or 50% of the benefit. Plus, there ​​​may be ​extra benefits ​​​to help pay for​ education​,​ ​​childcare, and rehabilitation costs.


You can enroll in coverage for just yourself or for you and your eligible dependents. No Proof of Good Health is required for any amount of coverage.

Plan details and limits

Hourly associates can choose coverage including: $25,000, $50,000, $75,000, $100,000, $150,000, and $200,000.


Salaried associates or truck drivers can choose additional coverage: $300,000, $500,000, $750,000, and $1 million.


Part-time and temporary associates may cover dependent children but not your spouse/partner. All other eligible associates may cover dependent children and your spouse/partner.


If you choose to cover eligible dependents, benefit amounts for your family members are based on the coverage amount you chose.


You’ll find complete details in the Associate Benefits Book.

Contact Prudential
To file or manage a claim, visit Prudential or call 877-740-2116.

More resources

Need help?

For claims help, call Prudential at 877-740-2116.
For benefits help, chat with a People Services Representative at or call 800-421-1362.
See the 2024 Associate Benefits Book for more information about your benefits and eligibility. It will control over any conflicting information on this page.