Accidental death and dismemberment (AD&D) insurance
Peace of mind for the most difficult times.
If you’re ever hurt in a serious accident, this flexible coverage pays a cash benefit.

You’re protected.


Covered anywhere

If you’re in an accident
at work or anywhere
else, you’re covered.


Cash benefit

You and your loved
ones will receive money
when it’s needed most. 


Choose your benefit

You pick your coverage,

from $25,000 to

$200,000 or more.

How it works

This plan gives you and your loved ones financial protection if you suffer certain types of injury or death in an accident. You’re covered whether it happens at work or not.


To make sure your benefit is paid according to your wishes, you must name one or more beneficiaries. They’ll receive the full amount of the benefit if you die, while other injuries could pay 25% or 50% of the benefit. Plus, there are extra benefits for things like seatbelt and motorcycle use, education and childcare, and rehabilitation costs.


You can enroll in coverage for just yourself or for you and your dependents. No proof of good health is required for any amount of coverage.

Plan details and limits

Hourly associates can choose coverage including: $25,000, $50,000, $75,000, $100,000, $150,000, and $200,000.


Salaried associates or truck drivers can choose additional coverage: $300,000, $500,000, $750,000, and $1 million.


If you choose to cover dependents, benefit amounts for your family members are based on the coverage amount you chose.


You’ll find complete details in the Associate Benefits Book.

Contact Prudential
To file or manage a claim, visit Prudential or call 877-740-2116.

More resources

Need help?

For benefits questions, call People Services at 800-421-1362.
See the 2022 Associate Benefits Book for more information about your benefits and eligibility. This document will control in the event of any conflict. If you're looking for the 2020 Associate Benefits Book with 2021 Summaries of Material Modifications, you'll find it here.