Accident Insurance
Get help when the unexpected happens.
If you’re in an accident outside of work, this optional plan pays cash to help you with extra expenses.

Extra financial protection when you get hurt.


Extra cash

This benefit gives you extra cash
to help with expenses that might not be
covered by your other benefits.


Tailored benefits

Coverage pays set amounts for
specific conditions and expenses,
from ambulance rides to
physical therapy.


Family coverage

You can choose to just cover
yourself, or you can enroll
other family members too.

How it works

Accident insurance pays a cash benefit if you’re injured in an accident away from work. You can also cover your eligible dependents.

The plan covers a wide range of expenses, including emergency services, immediate treatment, surgery, hospitalization, follow-up care, and even transportation and lodging for family members. There are also payments for specific types of injury. Each expense or injury has a set payment amount, which adds up to your total benefit. For details and examples, see the accident insurance brochure.

The fine print
  • Coverage is available to all associates who are eligible for benefits.
  • You can choose to cover:

o   Only you

o   You and your spouse/partner (full-time and salaried only)

o   You and your children

o   You and your entire family (full-time and salaried only)

  • No proof of good health is required.
  • Benefits are paid directly to you, or to your beneficiary if you die, unless you want to have them paid to the provider.
  • For more information, see the accident insurance brochure.

See the current rates for all plans.

Contact Allstate
To file or manage a claim, visit Allstate Benefits or call 800-514-9525.

More options

Need help?

For benefits help, call People Services at 800-421-1362.
For claims help, call Allstate at 800-514-9525.
See the 2022 Associate Benefits Book for more information about your benefits and eligibility. This document will control in the event of any conflict. If you're looking for the 2020 Associate Benefits Book with 2021 Summaries of Material Modifications, you'll find it here.