If you are a full-time hourly associate, you can enroll for benefits at any time between the date of your first paycheck and the first of the month in which you complete your 89th day of employment.
If you have problems enrolling, contact People Services at 800-421-1362.
If you use tobacco and do not agree to complete a Quit Tobacco program, you will be charged the tobacco-user rates for medical, optional associate life insurance, spouse/partner life insurance, and critical illness insurance. If you are a tobacco user and would like to quit, check out our Quit Tobacco programs.
Your benefit options and waiting periods for certain plans differ from those of part-time or salaried associates. The chart below describes when each plan becomes effective for you, and which plans you may select.
Finding your effective date
Not sure how this works? Let's say you're hired on May 15. Assuming you work continuously, your 89th day of employment will be August 11. So your effective date is the first day of that month, or August 1.
When you're eligible to enroll, and when benefits become effective
| FULL-TIME HOURLY ASSOCIATES Includes pharmacists (except California pharmacists*), field logistics, and field supervisor positions in stores and clubs; excludes Vision Center managers | |
|---|---|
Plan |
Enrollment periods and effective dates |
|
Initial enrollment period: Between the date of your first paycheck and the day prior to your effective date, as described immediately below. When coverage is effective: The first day of the calendar month during which your 89th day of continuous full-time employment falls. |
Company-paid life insurance |
Automatically enrolled on the first day of the calendar month during which your 89th day of continuous full-time employment falls. |
|
Automatically enrolled on your date of hire. |
|
Automatically enrolled at your 12-month anniversary. |
|
Initial enrollment period: Between the date of your first paycheck and the day prior to your effective date, as described immediately below. When coverage is effective: If you enroll during your initial enrollment period: Your guaranteed issue amount becomes effective on your enrollment date or your eligibility date, whichever is later. (Your eligibility date is the first day of the calendar month during which your 89th day of continuous full-time employment falls.) If you enroll for more than the guaranteed issue amount, you will have to provide Proof of Good Health for yourself and/or your spouse/partner. Your coverage will be effective upon approval by Prudential or on your benefits eligibility date, whichever is later. If you enroll after your initial enrollment period: You may enroll or drop coverage at any time during the year, but Proof of Good Health will be required if you enroll (or increase your coverage) at any time after your initial enrollment period. Your coverage will be effective upon approval by Prudential. |
|
Initial enrollment period: Between the date of your first paycheck and the first day of the calendar month during which your 89th day of continuous full-time employment falls. When coverage is effective: If you enroll during your initial enrollment period: Coverage is effective as of your 12-month anniversary date. If you enroll after your initial enrollment period: Coverage is effective after a 12-month waiting period from the date you enroll. (If you enroll after a status change event, the waiting period begins as of the date of the event.) |
* Pharmacists who work in California and have the designation of “California pharmacist” in payroll systems are eligible for the benefits listed in the chart for management associates.
| FULL-TIME HOURLY VISION CENTER MANAGERS | |
|---|---|
Plan |
Enrollment periods and effective dates |
|
Initial enrollment period: Between the date of your first paycheck and prior to the 60th day after your date of hire. When coverage is effective: Your date of hire. |
Short-term disability basic plan (not available in California and Rhode Island; different coverage is available in Hawaii, New Jersey, and New York) |
Automatically enrolled on your date of hire. |
|
Initial enrollment period: Between the date of your first paycheck and the 60th day after your date of hire. When coverage is effective: If you enroll during your initial enrollment period: Your guaranteed issue amount becomes effective on your enrollment date or your eligibility date, whichever is later. (Your eligibility date is your date of hire.) If you enroll for more than the guaranteed issue amount, you will have to provide Proof of Good Health for yourself and/or your spouse/partner. Your coverage will be effective upon approval by Prudential or on your benefits eligibility date, whichever is later. If you enroll after your initial enrollment period: You may enroll or drop coverage at any time during the year, but Proof of Good Health will be required if you enroll (or increase your coverage) at any time after your initial enrollment period. Your coverage will be effective upon approval by Prudential. |
|
Initial enrollment period: Between the date of your first paycheck and the 60th day after your date of hire. When coverage is effective: If you enroll during your initial enrollment period: Coverage is effective as of your date of hire. If you enroll after your initial enrollment period: Coverage is effective after a 12-month wait from the date you enroll. (If you enroll after a status change event, the waiting period begins as of the date of the event.) |
2019 eligibility and enrollment details are the same as for 2020. However, here are some resources specific to 2019 plans.
- 2019 Rates
- 2018 Associate Benefits Book with 2019 Summary of Material Modifications This document will control in the event of any conflict.
