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Welcome to your Benefits Guide. The plans and programs outlined here are designed to support your physical, emotional, and financial well-being. Before you enroll, please take some time to learn about what’s available and how you can make the most of your benefits.
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When can you enroll?
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Paid time off (PTO)
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Here are some of the great Benefits and Programs available to you

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Compare Plans
My Plans
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These are your current plans.
You can only make changes if you’ve experienced a recent “election change event” like getting married or having a baby. If your spouse/partner has you covered on their Walmart benefits, you won't see those enrollments here.
Medical
Accidental Death and Dismemberment
per biweekly paycheck
You are enrolled for for [AddTierText]].
Dental
per biweekly paycheck
[DenTierText]] are enrolled.
Life insurance
Optional associate life
You are enrolled for .
Spouse/partner life
Your spouse/partner is enrolled for .
Child life
Your child(ren) are enrolled for .
Disability Insurance
You are enrolled.
You’ve already enrolled, but because you’re still within the 12-month waiting period before coverage takes effect, this summary shows that you’re not enrolled.
You are enrolled.
You’ve already enrolled, but because you’re still within the 12-month waiting period before coverage takes effect, this summary shows that you’re not enrolled.
Vision
per biweekly paycheck
[VisTierText] are enrolled.
Accident Insurance
per biweekly paycheck
[ACITierText]] are enrolled.
Critical illness insurance
per biweekly paycheck
are enrolled for .
% contributed per biweekly paycheck (not including any Roth or catch-up contributions) Walmart matches your contributions dollar-for-dollar up to 6% of your eligible pay.
These are the plans you can choose to sign up for.
Get your preventive care cleanings covered 100% when you see a network dentist. Need additional dental services? Our benefits cover 80% of most regular care (such as fillings) and offer $1,500 towards braces, available to both you and your family. Network variations may apply depending on where you work. There is a 12-month wait before you are eligible for orthodontia services. For details go to Compare plans.
Taking care of your eyes is important. Our vision plan offers access to great discounts and coverage for you and your family, including $4 annual exams and up to $130 to put towards new glasses or contacts each year.
401(k)
Retirement may seem far away, but you can start contributing to the Walmart 401(k) Plan today. Once you become match eligible, Walmart matches each dollar you contribute, up to 6% of your eligible pay. The sooner you start, the more you could have for retirement, when you need it.Please note: any Roth or catch-up contributions are not shown on this page.
401(k)
Retirement may seem far away, but you can start contributing to the Walmart 401(k) Plan today. Once you become match eligible, Walmart matches each dollar you contribute, up to 6% of your eligible pay. The sooner you start, the more you could have for retirement, when you need it.
Life insurance
Optional associate life
Your family is your world. That’s why we want to help make sure they are financially protected if something happens to you. Walmart provides up to $50,000 in life insurance benefits to all full-time and management associates. All associates may be able to buy optional life insurance.
Spouse/partner life
Cover your spouse/partner up to $200,000.

Child life
Cover eligible children up to $20,000 per dependent.

If you or your covered dependents suffer certain types of injury or even death in an accident, this coverage will pay a cash benefit to help support you or your family.
If you’re battling a critical illness, such as cancer, you can get cash benefits up to $20,000 in addition to your medical plan benefits to help with the costs of care and treatment.
Accidents away from work can leave you in a tough spot financially, often with unexpected expenses. With Walmart’s accident coverage, you can get paid cash to help with your unexpected expenses.
Disability Insurance
You’ve already enrolled, but because you’re still within the 12-month waiting period before coverage takes effect, this summary shows that you’re not enrolled.
You have the option to increase your cash benefit amount to 60% of your average weekly wage by enrolling in the short-term disability enhanced plan.
How would you pay the bills if you got seriously sick or hurt? Long-term disability coverage can pick up where short-term disability leaves off, providing cash support when you’re not able to work for months or even years.
You can increase your disability cash benefit amount to 60% of your average monthly wage with the long-term disability enhanced plan.
You can increase your disability cash benefit amount to 60% of your average monthly wage with the long-term disability enhanced plan. As a driver associate you can choose full-duration coverage or five-year coverage.
How would you pay the bills if you got seriously sick or hurt? Long-term disability coverage can pick up where short-term disability leaves off, providing cash support when you’re not able to work for months or even years. As a driver associate you can choose full-duration coverage or five-year coverage.

Keep in mind that if you don’t enroll when you first become eligible, you’ll have to show proof of good health to enroll later on.
Explore your benefits highlights
Your benefits are designed to make your life better. Check out the videos below to learn more about what’s available.

Access a world of digital support

Get a snapshot of our suite of convenient digital tools designed to meet you wherever you are. Learn more at One.Walmart.com/Wellbeing.

Get quality care

Discover how you can find doctors who consistently deliver quality health care at the best value. Learn more at One.Walmart.com/HealthPlans.

Build a family

Check out our family-building benefits. Learn more at One.Walmart.com/FamilyBuilding.

Ready to enroll?
When you’re ready to check your plans and make any changes, visit One.Walmart.com/Enroll.
When you’re ready to sign up, visit One.Walmart.com/Enroll.
When you enroll, make sure your beneficiaries are up to date at One.Walmart.com/Beneficiaries. And to streamline your enrollment experience, choose paperless communications at One.Walmart.com/Paperless.
Enroll here

Learn more about your benefits at One.Walmart.com/Health.

Questions about enrollment? Check out the FAQ.


For more information on your benefits options, please see the Associate Benefits Book.

More resources

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Need Help?

Chat with a People Services Representative at  or by calling 800-421-1362


Monday-Friday 7:30 a.m. - 6 p.m. (CT), Saturday 9 a.m. - 1 p.m. (CT)

The Associates’ Health and Welfare Plan complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex.

Interpreter Services are available at no cost. 1-800-421-1362

Los servicios de interpretación están disponibles de manera gratuita. 1-800-421-1362

Dịch Vụ Thông Dịch có sẵn miễn phí. 1-800-421-1362


These materials do not create an express or implied contract of employment or any other contractual commitment. Employment with Walmart is on an at-will basis, which means that either Walmart or the associate is free to terminate the employment relationship at any time for any or no reason, consistent with applicable law.  Walmart may modify benefits offered to associates or change associate contributions for elected benefits at its sole discretion without notice, at any time, consistent with applicable law.  All benefits are subject to the terms and conditions of controlling documents which will control in the event of a conflict.  See the Associate Benefits Book for specific details.



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Because of a system error, this page does not show the benefits you’re already enrolled in and your enrollment options for 2023. Please log out and try again at One.Walmart.com/BenefitsGuide. If you continue to experience issues, please call People Services at 800-421-1362.

Above are the plans you can choose for the rest of 2023. If you want to see what’s new for 2024, or make changes to your selections for next year, click here.

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