Financial Wellbeing: Guidance on Money

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Check out the latest news, stories, and resources to build your personal finances.

Exciting changes to the ASPP are here.
Building wealth with the Associate Stock Purchase Plan (ASPP) is easier than ever, with no trading fees to buy or sell Walmart shares online.

Ya están aquí los cambios del ASPP.
Ahora es más fácil que nunca ahorrar e invertir a través del Plan de Compra de Acciones para Asociados (ASPP). Compra o vende acciones de Walmart en línea sin cargos por transacción.

Visit Merrill / Ingresa a Merrill

See how Tim Smith built his financial future.

Read and watch more

Find out how Estrella Garza gained financial peace of mind.

Make the switch to OnePay @Work.

Learn more

Schedule a one-on-one financial consultation with Merrill.

Learn more

Discover

You have access to lots of programs and benefits that support your financial well-being.

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Resources

More ways to live better.

My Money page

Well-being page

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Well-being content hub

See the 2026 Associate Benefits Book for more information about your benefits and eligibility. It will control over any conflicting information on this page.

This communication provides information about certain Walmart benefits. Receipt of this communication does not automatically entitle you to the benefits described and these materials do not create an express or implied contract of employment or other contractual commitment. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan or program documents, the official plan or program document will control.

For information about most health and welfare benefits, the 401(k) Plan and the Associate Stock Purchase Plan, see the 2026 Associate Benefits Book. For information about other benefits, see One.Walmart.com/Me.

Walmart, and where applicable, the plan's fiduciary, retains the discretion to interpret the terms and language used in this communication according to the provisions of the plan or program documents. Walmart also reserves the right to amend or terminate any benefit plan or policy in its sole discretion at any time for any reason.

Your financial well-being is important.

BACK TO MY MONEY PAGE

Living better isn’t just a slogan. It’s all part of being one big Walmart family. From discounts on fresh produce to programs that help you manage and save money, we’re committed to sharing tools and resources to help strengthen your financial well-being and secure a better future.

Save for the future you want with the Walmart 401(k) Plan

In-person or via Zoom:

Save the date

Tuesday, April 16, 10:30-11:30 a.m. CT

Home Office Auditorium

Virtual:

Sessions throughout the week of April 15.

Build wealth with the Associate Stock Purchase Program

In-person or via Zoom:

Save the date
Monday, April 22, 12:00-12:40 p.m. CT

Individual sessions to follow from 12:40-3:30 p.m. in Vendor Rooms 8-10 (in-person only).

Virtual:

Save the date

Thursday, April 25, 12-1 p.m. CT

Diversify your assets with the Global Stock Program

In-person or via Zoom:

Save the date

Tuesday, April 23, 2:30-3:30 p.m CT

Individual sessions to follow from 3:30-4:30 p.m. in Vendor Rooms 9-11 (in-person only)

Virtual:

Save the date

Sessions on April 18 and 23, as well as throughout the year.

You can make financial freedom a reality

The idea might feel out of reach, but Walmart has lots of ways to help you achieve financial freedom. Here are four simple steps you can take right now to help you take control of your finances and reach your goals.

Four steps to Financial Freedom

Start with the basics.

Download the free ONE@Work (formerly Even) app to get daily snapshots of your monthly expenses so you can budget better

Be prepared.

Set up an emergency fund in the ONE@Work app to help you cover the unexpected.

See how to improve.

Take the Financial Wellness Survey at Merrill and get tips and actions designed just for you.

Plan for the future.

Life happens, so be sure to take advantage of Walmart’s life insurance, disability, and 401(k) programs.

Doug McMillon and John Hope Bryant

Listen in on this five-part conversation as Doug and the founder of Operation Hope have an enlightening talk about money, opportunity, and the foundations of financial freedom.

Part 1: Introduction

Part 2: John Hope Bryant's Story

Part 3: Money Management

Part 4: Wealth Accumulation

Part 5: Compounding Interest

Learn more about how to strengthen your financial well-being.

Don’t let credit hold you back

Learn about credit scores, why they’re important, and how to get yours higher.

Boost your financial well-being

Get practical tips on how to get ahead financially by taking advantage of Walmart’s benefits and programs.

Get on track with your monthly spending

Too much month at the end of your money? Learn how to get your spending under control.

Get inspired by these associates and their financial well-being journey.

Shakirah’s Story

See how Walmart’s financial resources helped this mom of six tighten her budget, improve her credit score, and save enough money for a down payment on a house.