How to Get (and Understand) Your Paystub
Does your pay statement seem like a jumble of numbers? We feel you. Here's what you need to know.

First things first: You can retrieve your paystub at any time.

 

  • While you are at work, simply go to the OneWalmart homepage and click on the Paystub link.

  • When you're not at work, you'll need to login to OneWalmart before you can see the Paystub link. Click the Walmart Spark in the top-left corner of any page to login, then click on the Paystub link from the OneWalmart homepage.

 

Here's what your paystub will look like:

Screen shot of paystub

Here are a few important things to pay attention to when reading your pay statement:

 

A. Deposit Date (or Check Date) and Advice #

This is the date your net pay for the period will be available in your bank account, or the date your paycheck can be cashed or deposited.

 

The “Advice #” is a reference number you can use if you need to ask a question about your statement.

 

B. Payee, Type, Account #, and Amount

If you are having funds deposited directly into a bank account, this section shows your bank name, account type (checking or savings), and the last four digits of the account number, as well as how much money was deposited into each one.

 

Bonus tip: If you opt for direct deposit, you can have specific amounts of money automatically deposited into different accounts (up to two savings and two checking).

 

Related: How to Set Up and Use Direct Deposit

 

C. Earnings

These lines show you how many regular and overtime hours you worked, as well as the rate you received and how much you earned. The Earnings column reflects only the designated pay period, while Year to Date is the total you have been paid during the current calendar year.

 

D. Deductions for Taxes

These lines show the amounts withheld for federal taxes, Social Security, Medicare, and state and local taxes.

 

E. Deductions for Insurance

This section shows the amounts taken out for medical, dental, accidental death and dismemberment insurance, and vision care, as well as 401(k) contributions and stock purchases.

Bonus tip: If you don’t tell Walmart how much to take out for federal, state and local taxes (through an online W-4), they’re required to withhold taxes at the highest rate.

 

 

Still stumped about something? You can always talk with the associates in your Human Resources department for more clarity.