Critical illness insurance
Coverage that goes beyond your medical plan.
If you receive a new diagnosis of a covered critical illness, like cancer, stroke, Alzheimer’s, or Parkinson’s disease, you can get cash benefits up to $20,000 in addition to your medical plan benefits to help with the additional costs of care and treatment.

Get financial protection from critical illness.

Financial help
 

You can get a lump-sum
payment of up to $20,000 when
your condition is diagnosed.

More expenses
 

You can use it for medical

and non-medical expenses

like travel costs or childcare.

Family coverage
 

You can cover just yourself

or enroll other eligible family

members as well.

Critical illness insurance pays a full benefit in case of a new diagnosis of a serious condition like invasive cancer, heart attack, coronary bypass surgery, stroke, Alzheimer’s disease, advanced Parkinson’s disease, kidney failure, paralysis, benign brain tumor, coma, and others. Major organ transplants are also covered unless you’re enrolled in the Saver HSA Plan.


For certain other illnesses, the plan pays 25% or 50% of the full benefit. There are also separate benefit amounts for things like ambulance rides, transportation, and lodging. You’ll find a complete list of covered conditions and benefit amounts in the critical illness brochure.

  • Critical illness insurance is available to all associates who are eligible for medical benefits. If you are a part-time or temporary associate who is not eligible for medical coverage, critical illness insurance is available after you have been employed for at least 52 weeks.
  • You can choose to cover:
    • Only you
    • You and your spouse/partner (full-time and salaried only)
    • You and your children
    • You and your entire family (full-time and salaried only)
  • You can choose $5,000, $10,000, $15,000, or $20,000 of coverage.
  • No Proof of Good Health is required.
  • The benefit is usually paid just once, but in some cases may also pay out again if you have a recurrence of the same condition.
  • For more information about eligibility, see the “Eligibility, enrollment, and effective dates” section of the Associate Benefits Book.
  • For more details about the plan, see the critical illness brochure.
Explore the mobile app for The Standard's Accident and Critical Illness protection here.
Contact The Standard
To file or manage a claim, visit The Standard or call 1-800-514-9525.

More options

Need help?

For claims help, call The Standard at 1-800-514-9525.
For benefits help, chat with a People Services Representative at One.Walmart.com/BenefitsChat or call 1-800-421-1362.
See the 2026 Associate Benefits Book for more information about your benefits and eligibility. It will control over any conflicting information on this page.
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