Family building
Options for starting or growing your family

Care and support for your growing family

Fertility care
 

Get help with fertility treatments like
IUI and IVF when you’re enrolled in
most medical plans.

Surrogacy and adoption help
 

Grow your family through

surrogacy or adoption, with access

to benefits even when not enrolled

in a Walmart medical plan.

Support along the way
 

Find programs for support during

your journey, from counseling resources

to parenting advice.

The path to parenthood can be complex and expensive. To support our associates throughout the process, we offer benefits to help with the cost of fertility treatments, surrogacy, and adoption, as well as support throughout pregnancy and parenting.

Fertility care

Associates enrolled in the Premier, Saver, Contribution, or Local plans have access to the fertility benefit through Kindbody, up to a lifetime maximum benefit amount of $20,000.


Surrogacy and adoption

Full-time hourly associates (after 12 months of continuous employment) and management (salaried) associates (as of date of hire) are eligible for financial assistance up to a $20,000 lifetime maximum, through the surrogacy and adoption reimbursement program.

Fertility care

  • This benefit is part of Walmart’s Centers of Excellence program in most medical plans, and is managed by Kindbody. Their team will help you navigate your fertility and family-building journey with a full suite of virtual support services.
  • Travel and lodging expenses may be covered for you and a companion while undergoing fertility treatment at a Kindbody signature clinic.
  • There’s a $20,000 lifetime maximum benefit for fertility care.


Surrogacy and adoption

  • Eligible associates have access up to a combined $20,000 lifetime maximum in reimbursement toward adoption and surrogacy expenses.
  • If you have a child or adopt a child, you may also be able to withdraw up to $5,000 from your 401(k) account without paying the 10% early withdrawal penalty.
  • For details, including exactly which expenses are eligible for reimbursement, check out the official policy and the FAQ document.

More resources

Need help?

Chat with a People Services Representative at One.Walmart.com/BenefitsChat or call 1-800-421-1362.
See the 2025 Associate Benefits Book for more information about your benefits and eligibility. It will control over any conflicting information on this page.
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